Financing



Applying for financing is quick and easy!

Step 1: Submit your application

Complete your online purchase by selecting "financing" as your payment option. Once you completed your online purchase, submit your financing application online HERE.

Step 2: Check your email for your confirmation letter and next steps.

Once approved, your item will be shipped out.

Its that easy!





FAQ

Why would I choose this over a credit card or layaway?

Tactical Capital offers easy monthly payments, with interest rates that have been designed to be competitive and lower than a credit card in most cases (depending on your credit worthiness). Also, their loans will not go on your credit record unless you default on payment, and they do not make credit inquiries to your file.

In comparison to layaway, you get your merchandise right away, once approved with TCC financing. No waiting. Also, layaway is not "free". You are losing interest on the money you have to give a retailer in advance. In other words, while they are holding your money, you do not earn interest or get your merchandise!

Many dealers offer layaway options over 3 months. You pay them over 3 months, and at the end you can pickup your firearm. Interest is not charged on 3 month terms. With Tactical Capital financing, you can receive your firearm right away and then pay.

What are the financing options?

Tactical Capital offers three financing options:

- 0% over 3 months

- 4.99% over 6 months*

- 14.99% over 12 months

*APR 9.98%

What do I have to send after I complete the application?

In many cases, all you need to send is proof of employment like a pay stub.

What will you finance?

Currently, we finance firearms, optics and night vision with a minimum purchase price of $300 and a maximum purchase price of $6000. Package deals are also financed, however, a down payment may be required.

Can I purchase online?

We will gladly finance items purchased online. Please select the "Finance" option during checkout and follow the instructions in your confirmation email.

Is there a minimum purchase amount? Is there a maximum?

We currently have a minimum purchase to finance of $300. There is a maximum purchase price of $6000.

Is my information safe?

Absolutely! Tactical Imports and Tactical Capital take great care in protecting the information and privacy of all of our customers. Information will not be divulged to any third party.

We take the security of our customers' information very seriously. Our websites use the latest SSL (Secure Sockets Layer) technology – the industry standard for encryption technology. It is used to create a secure transaction environment for commerce on the Internet. If your browser, and local network support the use of encrypted data transmissions, our secure application system, secures your personal information in encrypted packets, making it extremely difficult to be intercepted by an unauthorized party. SSL technology is compatible with Netscape, Internet Explorer, AOL, Web TV and most major browsers. It is the same level of encryption technology used by NASA and the CIA.

Can I finance more than one item at once?

You may finance as many items at once as you choose.

I have bad credit, will I get financing me?

Tactical Capital uses various credit tools to assess each borrower. They do their best to work with all borrowers. In certain cases they may need to approve you for a lower amount, charge a higher rate, require a down payment, or require a guarantor.

How do I make my monthly payments?

Tactical Capital will debit your account every month.

How long does it take to get my firearm approved?

Once Tactical Capital receives your application they will contact you within 24 hours.

Do you fund purchases outside of Canada?

Currently, we only work with dealers and consumers within Canada.

Do I need to re-apply every time I want to finance a firearm?

Tactical Capital will work with you to make additional purchases as easy as possible. Please contact Tactical Capital for options!

What if I miss a payment?

Tactical Capital's customer service agents will work with you to keep your account in good standing. Fees for missed payments may be charged.

Can I prepay the financing?

Absolutely, borrowers are allowed to prepay at any time without penalty.

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